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Student Debt Resources

According to the American Dental Education Association (ADEA), the average debt per graduating dental student senior is $261,149 (survey, class of 2016). The story is no different for Missouri new dentists. We polled new dentists attendees at the 2016 Connect4Success meeting: 24 dentists had a combined $4,450,969 in dental school debt! These staggering numbers are why the MDA has created a Student Debt/Loan Forgiveness ad hoc to address all ideas, concepts and programs available related to debt and loan forgiveness. The purpose of this page is to be a resource for dental students and new dentists.

Student Debt Resources

It won’t be easy to jump straight from school to your dream practice setting in your dream location, but being informed will give you the best shot at lining up your path to fit your financial needs and practice preferences. Wherever that path leads, the MDA and all of organized dentistry is a major resource for your success. Here’s a navigational tool to help you get connected with possible debt-reduction options.

If you have questions, please don't hesitate to contact the MDA. Also, scroll to the bottom to give us your honest feedback so we can continue to improve the effectiveness of this tool and the accuracy of the information on this page.


Loan Repayment

  • HRSA Loans for Disadvantaged Students
  • Indian Health Service
  • Military
  • Missouri Health Professional State Loan Repayment Program
  • Missouri PRIMO
  • NHSC Loan Repayment Programs
  • NHSC Students to Service Loan Repayment Program



  • HRSA Scholarships for Disadvantaged Students
  • National Health Services Corps


Give Us Your Feedback

ADA Resources

The American Dental Association has created a page for members, Manage My Debt, with resources to help dentists decide if they should refinance and consolidate their loans, as well as budgeting tips.

ASDA Resources

The American Student Dental Association considers the growing student debt crisis a top priority and advocates for financially sustainable, long-term solutions. Access their many resources, including Career Compass, ASDA’s new career portal offering tools and resources to students graduating dental school.

ADEA Resources

The American Dental Education Association has resources for financing dental education, such as Financing Your Dental Education, which focuses specifically on predoctoral education.

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